About us

Throughout your life you’ve work hard for the success you have earned. Something a formula did not create, so we help you build a plan aligned with your financial goals, based on your needs.

Family walking in the woods hiking

Your Team

Zach Eddinger Portrait in a circle

Zach
Eddinger, CPFA®, CRPC®

Financial Advisor

Connect With Me

Bio

Zach began his career in the insurance and financial services industry back in 2015. Starting out as an insurance sales agent, he worked in insurance customer service and then transitioning into the financial advising space. Zach holds his Series 7 and Series 66 licenses, plus a designation as a Chartered Retirement Planning Counselor or CRPC from the College for Financial Planning.

Utilizing his financial planning experience, he helps clients evaluate their options and implement strategies designed to support their long-term goals and personal priorities.

Zach resides in Williamsport, PA with his wife, 3 daughters and their 3 dogs. When he is not in the office helping clients he spends his time with his family, traveling, and most of the time traveling for cheerleading competitions for his two oldest children.

Our Core Values Give Us the Building Blocks to Help Guide You Towards Your Financial Goals.

Service

Integrity

Clarity

Knowledge

Experience

We believe that focusing on the financial planning aspect of your wealth allows us the opportunity to craft a plan fit for you. Covering what is important to you, your values, and goals. we help with guidance to get you reimagining your financial future.

Our Priority is planning first—when products are used, they are selected to align with your agreed plan.

We focus on planning and education first, which gives you the ability to see a bright financial future.

*Descriptions of services reflect our general approach and are not guarantees of future experiences or outcomes. Services and experiences may vary by client.

Ready for a new wealth experience?

Schedule an appointment with us today!

*All Investments Involve Risk, Including Possible Loss of Principle, No Strategy Can Guarantee Results.

To open this CD, visit any of our eight branches

Who Should Be Nominated?

Nominated individuals should be a deserving non-paid individual who provides countless hours of volunteerism and support to a local non-profit. Nominated by the non-profit, the individual will not only represent their personal accomplishments and giving, but also provide the non-profit with the chance to showcase their efforts throughout the community. The person submitting the nomination must be involved with the organization.

Early Closing- All Offices 

Published 12/26/2025

Due to the impending inclement weather, all offices of Woodlands Bank will close at 1:00 PM on Friday, December 26, 2025. This decision was made with the safety of our employees and customers in mind.
We apologize for any inconvenience. Thank you for your understanding.

Important Notice

Published 12/31/2025

All offices of Woodlands Bank will be closing at 3pm December 31st and closed January 1st, 2026 in observance of  the New Year. We will be back to normal hours on Friday January 2nd, 2026. View all normal branch hours here.

Important E-Statement Information

We would like to inform you that our e-statement customers will not receive a special paper statement on October 4, 2024. This statement will continue as an e-statement. With access to e-statements being unavailable during our upgrade weekend along with the delay of this e-statement being made available to you through Online Banking, we wanted to provide you with options available to you to receive your statement.
If you would like to receive a copy of your paper statement recapping your account activity from your last normal statement issued through Friday, October 4, 2024, please do one of the following:
On or after October 7, 2024:

  • Call us at 570.327.5263 to request a paper statement be mailed to your address.

  • Visit your local branch to request a paper statement.

System Upgrade Important Information

Published 10/4/2024

Our System Upgrade will begin today, Friday, October 4, 2024 and continue throughout the weekend. Please see below for important times.
Online and Mobile Banking will be unavailable starting at 6:00 PM today, and will be unavailable until the afternoon on Monday, October 7, 2024. Please make note of your balances and plan for your cash needs during the System Upgrade. Your debit card will continue to work normally throughout the upgrade weekend.
Mobile Check Deposit will be unavailable starting at 3:00 PM today. Checks can still be deposited by visiting your local branch until 5:00 PM today.
Bill Pay will be unavailable starting at 4:00 PM today. All bills schedule for payment prior to this will process according to when they are set to be paid.
All offices will be closing at 5:00 PM today and will be closed on Saturday, October 5, 2024.
We look forward to growing your experience with us!

Important Notice

Change in Branch Hours

We want to inform you that we are making some changes to our branch office hours. These changes will go into effect on January 1, 2024. Our primary reason for changing our hours is to allow our employees to have a better work-life balance. In-turn, this allows us to better retain our excellent employees which results in even higher standards of customer service that our customers know and love.

View New Hours

We understand that our new hours may affect some of our customers’ normal routines and for that we truly apologize. We recognize change like this can be hard.

  • $1000.00 daily minimum balance to earn interest & avoid a $5.00 monthly service charge.

Qualifying Requirements include:

  • At least 1 bill pay or ACH payment transaction
  • At least 12 debit card purchases

Note: Enrollment in e-Statements is required in order to open a High Interest or Cash Rewards checking account.

IRA Management

Changing jobs or retiring can be an exciting step in your life, but figuring out what to do with your retirement plan and other retirement assets can be confusing. Woodlands Bank Trust & Asset Management Services is here to assist you in making the right choice and will help you to achieve your long-term retirement goals.

Institutional Investment Management

Companies or organizations that hold funds or other assets can rely on Woodlands Bank Trust & Asset Management Services to assist them in managing their resources for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Charitable Investment Management

Non-profit organizations that hold funds or other assets from charitable donations can utilize Woodlands Bank Trust & Asset Management Services to invest those funds for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Executor & Estate Settlement Services

Choosing a qualified executor is essential to the timely and efficient administration of an estate. Our estate settlement services include acting as:

  • Executor
  • Agent for Executor

Estate & Financial Planning Services

The most common mistake in financial planning is not having a plan—having a strong financial and estate plan is vital to your financial health. We will work with you and your estate attorney to craft a plan for your unique needs.

Asset Management & Custodial Services

We will work with an individual to design a portfolio to fit their specific needs and objectives. Our duties will be determined by the type of account chosen.

  • Investment Management Accounts
  • Institutional Investment Accounts
  • Custody Account

Personal Trust Services

A trust permits an individual to carry out personal and financial objectives while providing protection for themselves and their family. The trust agreement sets forth the wishes of the individual, and it is the trustee’s responsibility to carry out those wishes. As a trustee, we will provide impartial advice and counseling for beneficiaries, investment management of the trust assets, continuity of management and a full accounting of all transactions. We offer:

  • Living Trusts
  • Testamentary Trusts (Trusts Under Will)
  • Life Insurance Trusts
  • Special Needs/Situations (Guardianships, Charitable)
  • Agent for Trustee

 

Treasurer's Checks

A Treasurer’s check is drawn on the bank’s own funds and signed by a bank employee. These checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions. There is a small fee for these checks and they are only issued to bank customers.

Wire Transfers

Wire transfers help move money electronically from one person to another, domestically and internationally. This is an effective, safe way to transfer funds between banks. For a small fee, our customers can quickly send payments to others. The cutoff time is 1PM for International wires and 2PM for Domestic wires each business day.

Safe Deposit Box

A safe deposit box is located inside a bank vault and is used to store valuables. A financial institution rents out safe deposit boxes, and they can be accessed with keys. For a small annual fee you can safely store your important papers, etc. You can access your box during the bank’s normal operating hours.

Notary Services

In the United States, a Notary Public is a person appointed by a state government and whose primary role is to serve the public as an impartial witness when important documents are signed. This service is available at each office of Woodlands Bank and is only available to bank customers.