Choose Your Term
CD Specials

Building Wealth &

Planning For Tomorrow

Choose Your Term
CD Specials

Where Planning

Meets Purpose

Because Your Financial Future Deserves More Than a Formula

Throughout your life you’ve work hard for the success you have earned. Something a formula did not create, so we help you build a plan aligned with your financial goals, based on your needs.

Services

Wealth Management
Detailed Investment Management. We manage and Monintor the account so that you can continue to live your life without added stress.
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Elderly couple smiling signing a form while talking to an advisor
Financial Planning
An ongoing collective partnership where we assist with support of plan implementation. Plus more in-depth meetings for ongoing needs.
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Hand holding a pen filling out a form
Employer Retirement Plans
Building, designing and managing a retirement plan for your business that allows you to add an additional benefit for your employees and grow your business. We work with some of the largest employer plan providers to give you the best service and plan design possible.
Learn More

Plus

Annuities | Life Insurance | Long-term Care Policies | 529 Education Plans | Business Retirement Plan Services

*All Investments Involve Risk, Including Possible Loss of Principle, No Strategy Can Guarantee Results.

Introductory Meeting

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Introductory Meeting

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Introductory Meeting

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Our Process

Introductory Meeting

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Application for Account Opening

Sign Application documents for the account, review any investment strategy for the account to get it started, plus review account funding source (savings or account transfer).

Design Plan or Investment Strategy

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Ready to get started?

Learn More

Introductory Meeting

Gather Your Contact Information, financial picture (income, investments, insurance, liabilities, etc), financial goals, and what is important to you

Because Your Financial Future Deserves More Than a Formula

Rooted by our core values

The Woodlands Investment Service Approach

Service

We are about you and your family so we operate with a service level in mind that we are proud of and believe in.

Integrity

We provide guidance designed to be in your best interest based on the information you provide. We operate with honesty and integrity when it comes to any planning, money mangement and recommendations.

Clarity

Simple and concise communications so that you understand what needs to be done and strategy we have.

Knowledge

You have questions, we want to be your resource for answers. Our goal is use our knowledge to enhance your life and focus on providing financial clarity and confidence.

Experience

We provide an experience focused on clarity and ongoing support. We don't just match rates, we assist in developing strategies intended to move you toward your objectives. What is important to you, is important to us.

Service

We are about you and your family so we operate with a service level in mind that we are proud of and believe in.

Integrity

We porvide Guidance designed to be in your best interest based on the information you provide. We operate with honesty and integrity when it comes to any planning, money mangement and recommendations.

Clarity

Simple and concise communications so that you understand what needs to be done and strategy we have.

Knowledge

You have questions, we want to be your resource for answers. Our goal is use our knowledge to enhance your life and build towards financial freedom.

Experience

We provide an experience focused on clarity and ongoing support. We don't just match rates, we asist in developing strategies intended to move you toward your objectives. What is important to you, is important to us.

Working With an Advisor to Deliver Clarity and Confidence to Your Financial Future.

No one product fits every client, so we don't focus on products, we focus on the process that gives you clarity and confidence in your financial future. Helping you work towards your long-term financial goals, we are here to be with you on the journey every step of the way!
Zach Eddinger, CRPC, Financial Advisor standing in front of a tan wooden background with some small foliage nearby
Zach Eddinger, CPFA®, CRPC® Financial Advisor

Where Planning Meets Purpose

Important Notice

Change in Branch Hours

We want to inform you that we are making some changes to our branch office hours. These changes will go into effect on January 1, 2024. Our primary reason for changing our hours is to allow our employees to have a better work-life balance. In-turn, this allows us to better retain our excellent employees which results in even higher standards of customer service that our customers know and love.

View New Hours

We understand that our new hours may affect some of our customers’ normal routines and for that we truly apologize. We recognize change like this can be hard.

In the market for a home?

Free Homebuyer Seminar

Buying a home can be scary. We want to make it a little—less scary. Woodlands Bank will be hosting an informational seminar for anyone thinking about buying a home.

More Info
2025 Everyday Hero

Community Service Award

Help us celebrate the efforts of the local, everyday volunteers and their non-profit organizations that make our community thrive.

Learn More
Home Equity Master Line of Credit

Rate Special

Utilize the equity in your home with a Home Equity Master Line of Credit from Woodlands Bank. Our HEMLOC product will give you the flexibility you need while utilizing the hard earned equity in your home. For more information on this special promotional rate, click the button below.

Learn More

Ready to Build?

Free Residential Construction Seminar

Join us for informative conversations, refreshments, and to meet one-on-one with expert mortgage lenders, zoning and construction professionals.

More Info

To open this CD, visit any of our eight branches

Who Should Be Nominated?

Nominated individuals should be a deserving non-paid individual who provides countless hours of volunteerism and support to a local non-profit. Nominated by the non-profit, the individual will not only represent their personal accomplishments and giving, but also provide the non-profit with the chance to showcase their efforts throughout the community. The person submitting the nomination must be involved with the organization.

Early Closing- All Offices 

Published 12/26/2025

Due to the impending inclement weather, all offices of Woodlands Bank will close at 1:00 PM on Friday, December 26, 2025. This decision was made with the safety of our employees and customers in mind.
We apologize for any inconvenience. Thank you for your understanding.

Important Notice

Published 12/31/2025

All offices of Woodlands Bank will be closing at 3pm December 31st and closed January 1st, 2026 in observance of  the New Year. We will be back to normal hours on Friday January 2nd, 2026. View all normal branch hours here.

Important E-Statement Information

We would like to inform you that our e-statement customers will not receive a special paper statement on October 4, 2024. This statement will continue as an e-statement. With access to e-statements being unavailable during our upgrade weekend along with the delay of this e-statement being made available to you through Online Banking, we wanted to provide you with options available to you to receive your statement.
If you would like to receive a copy of your paper statement recapping your account activity from your last normal statement issued through Friday, October 4, 2024, please do one of the following:
On or after October 7, 2024:

  • Call us at 570.327.5263 to request a paper statement be mailed to your address.

  • Visit your local branch to request a paper statement.

System Upgrade Important Information

Published 10/4/2024

Our System Upgrade will begin today, Friday, October 4, 2024 and continue throughout the weekend. Please see below for important times.
Online and Mobile Banking will be unavailable starting at 6:00 PM today, and will be unavailable until the afternoon on Monday, October 7, 2024. Please make note of your balances and plan for your cash needs during the System Upgrade. Your debit card will continue to work normally throughout the upgrade weekend.
Mobile Check Deposit will be unavailable starting at 3:00 PM today. Checks can still be deposited by visiting your local branch until 5:00 PM today.
Bill Pay will be unavailable starting at 4:00 PM today. All bills schedule for payment prior to this will process according to when they are set to be paid.
All offices will be closing at 5:00 PM today and will be closed on Saturday, October 5, 2024.
We look forward to growing your experience with us!

Important Notice

Change in Branch Hours

We want to inform you that we are making some changes to our branch office hours. These changes will go into effect on January 1, 2024. Our primary reason for changing our hours is to allow our employees to have a better work-life balance. In-turn, this allows us to better retain our excellent employees which results in even higher standards of customer service that our customers know and love.

View New Hours

We understand that our new hours may affect some of our customers’ normal routines and for that we truly apologize. We recognize change like this can be hard.

  • $1000.00 daily minimum balance to earn interest & avoid a $5.00 monthly service charge.

Qualifying Requirements include:

  • At least 1 bill pay or ACH payment transaction
  • At least 12 debit card purchases

Note: Enrollment in e-Statements is required in order to open a High Interest or Cash Rewards checking account.

IRA Management

Changing jobs or retiring can be an exciting step in your life, but figuring out what to do with your retirement plan and other retirement assets can be confusing. Woodlands Bank Trust & Asset Management Services is here to assist you in making the right choice and will help you to achieve your long-term retirement goals.

Institutional Investment Management

Companies or organizations that hold funds or other assets can rely on Woodlands Bank Trust & Asset Management Services to assist them in managing their resources for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Charitable Investment Management

Non-profit organizations that hold funds or other assets from charitable donations can utilize Woodlands Bank Trust & Asset Management Services to invest those funds for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Executor & Estate Settlement Services

Choosing a qualified executor is essential to the timely and efficient administration of an estate. Our estate settlement services include acting as:

  • Executor
  • Agent for Executor

Estate & Financial Planning Services

The most common mistake in financial planning is not having a plan—having a strong financial and estate plan is vital to your financial health. We will work with you and your estate attorney to craft a plan for your unique needs.

Asset Management & Custodial Services

We will work with an individual to design a portfolio to fit their specific needs and objectives. Our duties will be determined by the type of account chosen.

  • Investment Management Accounts
  • Institutional Investment Accounts
  • Custody Account

Personal Trust Services

A trust permits an individual to carry out personal and financial objectives while providing protection for themselves and their family. The trust agreement sets forth the wishes of the individual, and it is the trustee’s responsibility to carry out those wishes. As a trustee, we will provide impartial advice and counseling for beneficiaries, investment management of the trust assets, continuity of management and a full accounting of all transactions. We offer:

  • Living Trusts
  • Testamentary Trusts (Trusts Under Will)
  • Life Insurance Trusts
  • Special Needs/Situations (Guardianships, Charitable)
  • Agent for Trustee

 

Treasurer's Checks

A Treasurer’s check is drawn on the bank’s own funds and signed by a bank employee. These checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions. There is a small fee for these checks and they are only issued to bank customers.

Wire Transfers

Wire transfers help move money electronically from one person to another, domestically and internationally. This is an effective, safe way to transfer funds between banks. For a small fee, our customers can quickly send payments to others. The cutoff time is 1PM for International wires and 2PM for Domestic wires each business day.

Safe Deposit Box

A safe deposit box is located inside a bank vault and is used to store valuables. A financial institution rents out safe deposit boxes, and they can be accessed with keys. For a small annual fee you can safely store your important papers, etc. You can access your box during the bank’s normal operating hours.

Notary Services

In the United States, a Notary Public is a person appointed by a state government and whose primary role is to serve the public as an impartial witness when important documents are signed. This service is available at each office of Woodlands Bank and is only available to bank customers.